Commercial Lending Intern
- Job function (e.g., overall role, assigned tasks)
- As a Commercial Lending Intern, I supported the lending team by helping to analyze financial statements and credit reports to assess loan applications, assist with gathering and organizing loan documentation, and help conduct research regarding different industries. I helped evaluate borrower risk, reviewed collateral, and supported the day-to-day operations within the commercial credit process.
- Examples of projects (e.g., list the projects you worked on and what you accomplished)
- During my internship, I helped prepare the client analysis documents to assess the client\\\\\\\’s current and future financial situation. I helped prepare loan acceptance/rejection letters. I completed financial analysis and cash flow reviews to support lending decisions. I also helped update loan files and organize documentation. I was also involved in several loan closing meetings.
- What you learned and how it relates to your major (e.g., describe what you learned from this experience in the context of specific courses)
- This experience strengthened my understanding of financial analysis, risk assessment, and the credit decision-making process. I was able to gain hands-on practice working with real financial statements, applying concepts like liquidity ratios, interest rates, and cash flow projections. This internship also helped me better understand how lenders evaluate businesses and what they look for when making their lending decisions.
- Once approved, the description is automatically displayed in a post on your portfolio.